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Health Insurance for International Students


Visa, MasterCard, Discover accepted. No convenience fee.

Summer SHIP coverage is effective from your first day of class.
The SHIP Office must receive enrollment together with full payment within 31 days of your first day of class.

If you are already a SHIP member, click here to access your SHIP member ID card.

Enroll by Phone:
To enroll, call one of the following dedicated SHIP office credit card payment phone numbers between 9 am and 5 pm, Monday through Friday. Phone payment is accepted by VISA, MasterCard, or Discover.

Parents can enroll their registered student in the SHIP office, or by telephone.

Annual and Fall open enrollment for registered students begins July 15, 2024.

Compliance Deadlines for International Students

The SHIP office must receive a completed enrollment application and full payment or a International Student Waiver Application (pdf), on or before the posted deadlines.


Automatic Waivers

You do not need to file a Waiver Application if you a UW–Madison employee and receive health insurance benefits that are effective on or before September 1, 2023, for fall, or February 1, 2024 for spring. If you meet these criteria, the SHIP office will file an Automatic Waiver on your behalf.

If you are employed at UW–Madison and receive health insurance benefits, but are registered for summer classes only, you must file your own Waiver Application with the SHIP office.

Dependents of UW–Madison employees who are also international students must file their own Waiver Application with the SHIP office.


Waivers will only be approved for international students and visa dependents who meet one of the qualifying criteria listed on the International Student Waiver Application (pdf). Please read the Waiver Application carefully to ensure that you understand the requirements and do not purchase insurance which does not meet the SHIP waiver requirements. If you do not qualify for a waiver, you are required to enroll in SHIP.

Failure to Comply

International students who fail to purchase SHIP or file a qualifying waiver by the compliance deadline will be automatically enrolled in SHIP.

International students who make payment after the compliance deadline will be charged a $100 late fee and required to pay SHIP premiums from the beginning of the initial compliance period.

International students who file a qualifying waiver after the compliance deadline will be charged a $100 late fee in addition to any required premiums.

International students who fail to meet the compliance deadline will be considered non-compliant with the health insurance requirements of UW–Madison and an academic hold will be placed on the student’s academic record.

An academic hold prevents students from adding classes, dropping classes or obtaining a copy of their transcripts or diploma.

An academic hold will not be removed until the international student is compliant. Outstanding balances must be made by VISA/MasterCard/Discover or exact cash. If the outstanding balance remains unpaid, the account will be referred to a collections agency.

Pay an outstanding balance at the SHIP office, by phone 608-265-5232, or online (by clicking the button below).